| All the fields accept only numbers (integers or decimals but no fractions). |
| 1 Please leave out the percentage sign for the Interest Rate or Inflation Rate. The Interest Rate is often referred to as the rate of return on investment. Both Interest Rate fields are required. The optional Inflation Rate evaluates to zero (0) if left blank. There is one restriction: the Inflation Rate must be less than both Interest Rate values. |
| 2 Please omit the dollar sign or comma. Regular Contribution is the amount you must invest or save regularly to meet your retirement objectives. Regular Income is the amount you will be able to withdraw regularly after retirement. |
| 3 Regular Contribution Frequency refers to how often you plan to make Regular Contributions to prepare for your retirement. Regular Income Frequency refers to how often you desire to withdraw Regular Income from your investment(s) or savings once you are retired. Please note that the frequency at which the (real) interest rate is compounded is identical to the Regular Contribution Frequency or Regular Income Frequency. |
| 4 Time to Retirement is the period in years from the time you will actually start investing or saving till the time you retire. It is important to mention that time counting starts at the point at which you will or are expected to make the first Regular Contribution. For instance, if you plan to retire 30 years from tomorrow and enter 30 in the Time to Retirement field, you should make your first contribution (given by Regular Contribution) tomorrow or within a few days (but certainly not 5 years) thereof. |
| 5 Time after Retirement is how long in years your investment(s) or savings ought to cover after your retirement. During this length of time, you will be able to withdraw Regular Income at Regular Income Frequency. |
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